MONEY MISTAKES AND TIPS
Three Biggest Money Mistakes
No money management plan for when your living
away from home.
Too little understanding of how credit cards really
work, including that any interest will commence
to be charged on cash advances the instant they
Unaware of the importance of credit scores and
how a low or a bad score will impact your ability to
get a job and secure accommodation.
How To Manage Your Money
Learning money management for when you are
attending university or college is a very essential
skill to have now and also one for in the future.
There are more costs than just tuition fees and
accommodation, things such as food (if you’re not
living in catered halls), travel costs, insurance,
course requirements (books, equipment etc), bills
and leisure activities. Make sure you know what
you will need, how much of it your going to need,
and how you’ll have to pay for it. Other things to
think about:Since 1946: Accounting, Auditing, Corp Tax Planning & Reorganize Estate & Succ Planning Pers Tax & Finan Planning 141 Ave Laurier West 6th Floor Ottawa - 613-236-2367 www.mccaydu .com
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site shows as the link before you click on it.
Don’t carry your credit cards with you to cut
down on impulse purchases.
Don’t shop for groceries when you are hungry.
Limit eating out and find deals like 2 for 1 or any
other bargains that are available for students.
Rent DVD’s instead of going to the movies, or
go online to view movies or TV shows for free.
Buy clothes you don’t need to dry clean.
Look into transportation alternatives such as car
pooling, public transit, or even cycling.
Packing your lunch is cheaper and healthier.
Buy “new to you” used books, second hand
clothes or furniture at a fraction of the cost.
Take advantage of the many student discounts
on entertainment, goods and services available.
Go online to see what entertainment is going on
in the city for free or at a discount for students.
Check deals arranged by your Student Union.www.lawyerlocate.ca
law.justanswer.com/Ontario-Lawwww.e-laws.gov.on.ca Personal & Corporate Tax Return E-File Tax Planning - Trust & Estates (T3) Small Bus. Accounting - Financial Statements 267 O’Connor 613-235-3933 One of Ontario's top personal injury rms with over 40 years of experience. We get results. Serving Ottawa, Pembroke, Arnprior, Renfrew, Brockville, Cornwall, Perth, Hawkesbury, Prescott, Kingson Free consultations No fee until settlement Personal Injury Lawyer 1-800-569-1673 300TerryFoxDrive,Suite300,Kanata,ONK2K0E3 613.599.3535 www.girones.ca Professional Corporation / Société Professionnelle Barristers & Solicitors Tel: 613-830-7111 Fax: 613-830-7108 2831 St-Joseph Bl Orleans, ON K1C 1G6 www.galarneauassoc.com Court Certi ed Mediator Family Law Real Estate Wills & Estates Civil Litigation